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Commercial Lending Services in Florida

Common Sense Commercial Lending

Common sense Underwriting? Is that a thing? It is at Skye Ocean Capital. We are an Asset based lender that puts the weight of the transaction on the property and not the borrowing entity. We know that with most deals there is a story behind it. We want to hear yours!

When you need to fund your Commercial project fast we are the Lender that gets it done. 

Deals We Like / Property Types

  • Multi-family 2-4 units

  • Multi-family 5+ units

  • Mixed use

  • Single Family Residential (non-owner Occupied)

  • Ground up construction

  • Rehab

  • Fix and flip

  • Fix and hold

  • Loan products

  • Bridge loans - Typically up to 70% LTV

  • Long term fixed loans - Multifamily and SFR only up to 75% LTV


Our Common Sense Questions




Does the borrower have the ability to pay us back?
Is there a motivational factor for the borrower to pay us off?
If in the unlikely event we have to get the property back can we sell it to make us whole?
Is the market for the property in a stabile area?

Past Projects We've Funded

Hotels

Caribbean Resorts

Mobile Home Parks

Mining Projects

Multifamily Developments

Renewable Energy Projects

What We Don't Do




Projects where the sponsor has no assets
Rural properties, some special use cases
Projects in Arizona, North & South Dakota

What makes Skye Ocean Capital different?

When seeking commercial financing you need an experienced lender that can package your transaction to get the best rates and terms. Our goal is to be your one-stop shop for all of your commercial private money lending & hard money lending needs in Florida.

A big benefit from working with us comes in the form of our project consulting: sometimes Larger Projects require carefully made Pitch decks to attract your debt and equity investors, and we can assist with that. (Many other brokers will not provide this service.)  

We want to be Florida's #1 hard money & commercial lender

  • Miami

  • Ft Lauderdale

  • Hollywood

  • Tampa

  • St Petersburg

  • Jacksonville

  • Jupiter

  • Delray Beach

  • St Augustine

  • Daytona Beach

  • Destin

  • Gainesville

  • Tallahassee

  • Panama City

  • Pensacola